Household Cash Flow Tracker

Monthly Cash Flow Summary
Monthly Income
Monthly Expenses
Net Cash Flow
Monthly Cash Flow Summary
Monthly Income Monthly Expenses
Investment Income
Other Income
Housing Expenses
Loan Payments
Insurance Expenses
Utility Expenses
Other Expenses
Itemized Monthly Housing Expenses
Housing Expense Amount
Total Housing Expenses

Itemized Monthly Loan Payments
Loan Expense Amount
Total Loan Payments

Itemized Monthly Insurance Expenses
Insurance Expense Amount
Total Insurance Expenses

Itemized Monthly Utility Expenses
Utility Expense Amount
Total Utility Expenses

Outstanding Checks and Debits
Other Expense Amount
Total Other Expenses


Getting your spending under control and in line with your income is an essential element to building a healthy financial future. Analyze your spending (including what you put on a credit card) each month to make sure you are not spending more than you are bringing in. Once you have got that under control, consider placing what 'extra' you have every month in savings. You will never know when you will need it and it is better to take money out of a savings account to pay for unanticipated expenses rather than adding it to a credit card balance.