Household Cash Flow Tracker

Monthly Cash Flow Summary

Monthly Income
Monthly Expenses
Net Cash Flow
Itemized Monthly Housing Expenses
Total Housing Expenses

Itemized Monthly Loan Payments
Total Loan Payments

Itemized Monthly Insurance Expenses
Total Insurance Expenses

Itemized Monthly Utility Expenses
Total Utility Expenses

Other Monthly Expenses
Total Other Expenses

Getting your spending under control and in line with your income is an essential element to building a strong financial future. Analyze your spending (including what you put on a credit card) each month to make sure you're not spending more than you're bringing in. Once you've got that under control, consider placing what 'extra' you have every month in savings. You'll never know when you'll need it and its better to take money out of a savings account to pay for unanticipated expenses rather than adding it to a credit card balance.