Balancing a checkbook is easy. Start with the balance from your last checking account statement. Then subtract all checks that you've written that were not listed in this last statement, or any previous ones. Then add back all the deposits that you've made into your checking account. The result should be the amount you have in your checkbook as your current balance. Log in to Shine Online Banking regularly to see which transactions and deposits have posted. Shine can also send alerts to your phone or e-mail when your balance reaches a certain dollar amount.